Simply Free Checking
 A free account for everyone!
Citizens Bank & Trust Compnay
50+ Interest Checking
A perfect account for 
customers 50 and over!
Direct Interest Checking

Earn Interest with the convenience of 
direct deposit or any automatic payment!
 

Elite Interest Checking

   A great account for those 
interested in higher interest!

Check it out

Minimum opening deposit is only $50. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Ask us for details. Bank rules and regulations apply.

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Citizens Bank & Trust Company
Member FDIC | Equal Housing Lenders
Privacy Policy

Open Simply Free Checking Today

FREE Mobile Banking

FREE Mobile Deposit

FREE eStatements 

FREE Thank You Gift

FREE gifts for referring others

BUY BACK of your debit cards and unused checks from another financial institution up to $10

COMPARE CHECKING ACCOUNTS

Simply Free Checking

CONTACT US

Visit your neighborhood branch to open your account.

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(580) 226-4610

Get the best checking around with no minimum balance and no monthly service charge.

Main Bank 
1100 North Commerce Street

Ardmore, OK 73401
GET DIRECTIONS



Downtown 
10 West Main Street

Ardmore, OK 73401
GET DIRECTIONS

Dickson 
Highway 199 & US-177

Ardmore, OK 73401
GET DIRECTIONS



Walmart
1715 North Commerce Street

Ardmore, OK 73401
GET DIRECTIONS

NO minimum balance

NO monthly service charge

FREE first book of checks

FREE Instant Issue Debit Card

FREE Online Banking

FREE Bill Pay

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Member FDIC